About the AJP Group

AJP GROUP consultants are specially trained to deal with your requirements. Working with independent financial advice firms, mortgage brokers, or large insurers and investment companies, their job is to ensure that you make the most of your pension arrangements, by ensuring good fund growth without compromising the benefits levels.

The first thing a consultant will do is ask about your current pension. For this reason, you should ensure that you have all the relevant paperwork , or have it available if the consultant is meeting you at home. Your consultant will be able to organise a current transfer value for your pension from our vast network of independent financial advisors, and then show you which comparable or improved funds you could transfer to. Their job is to recommend a course of action, and they are fully regulated by the Financial Services Authority, which means that their advice needs to be clear and set out in writing.

The pensions market is large and complicated, so don't expect one of our consultants to come up with a solution the first time they see you. They will need to research the market to find the funds that are performing to the same level as your current pension, that give you all the same benefits, or perhaps enhanced benefits, and that are suitable for your circumstances. For example, some funds may be appropriate if you are in your forties, but not if you are only five years away from retirement.

Finding good financial consultant and forming a good relationship is important, as there may be other things you need to discuss with them, or you may receive letters from your pension fund that you need explaining. Your financial consultant will be there to ensure that you know exactly what's happening with your fund and what your best options are for the future.

Please Note

We are not currently regulated by the FSA and as such do not give financial advice. We are however working with Independent Financial advisors all over the country and can point you to the correct IFA for you.

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